2026 limits
Louisiana income and price limits by parish
HomeStart Advantage uses one $125,000 household income cap everywhere. The table below shows the parish limits for HomeStart Assist, the first-time buyer program.
HomeStart Advantage (formerly Keys for Service): projected annual household income up to $125,000 in every parish. Income from every adult 18 or older who will live in the home counts. The purchase price may not exceed the applicable FHA loan limit, which a participating lender confirms for your parish.
HomeStart Assist: limits are set at 115% of area median income for government loans in non-targeted areas, shown below, and are higher in targeted census tracts (up to 140% AMI, for example $101,880 for 1 to 2 people and $118,860 for 3 or more in most parishes). The price limit is $554,850, or $678,150 in targeted areas. Conventional Assist loans are also capped at 80% AMI qualifying income.
Household size matters only for Assist: one column for 1 to 2 people, another for 3 or more.
| Where | Income cap, household of 1 or 2 | Income cap, 3 or more | Highest price allowed |
|---|---|---|---|
| Acadia Parish | $84,900 | $97,635 | $554,850 |
| Allen Parish | $84,900 | $97,635 | $554,850 |
| Ascension Parish | $94,500 | $108,675 | $554,850 |
| Assumption Parish | $84,900 | $97,635 | $554,850 |
| Avoyelles Parish | $84,900 | $97,635 | $554,850 |
| Beauregard Parish | $86,000 | $98,900 | $554,850 |
| Bienville Parish | $84,900 | $97,635 | $554,850 |
| Bossier Parish | $84,900 | $97,635 | $554,850 |
| Caddo Parish | $84,900 | $97,635 | $554,850 |
| Calcasieu Parish | $93,000 | $106,950 | $554,850 |
| Caldwell Parish | $84,900 | $97,635 | $554,850 |
| Cameron Parish | $93,000 | $106,950 | $554,850 |
| Catahoula Parish | $84,900 | $97,635 | $554,850 |
| Claiborne Parish | $84,900 | $97,635 | $554,850 |
| Concordia Parish | $84,900 | $97,635 | $554,850 |
| De Soto Parish | $84,900 | $97,635 | $554,850 |
| East Baton Rouge Parish | $94,500 | $108,675 | $554,850 |
| East Carroll Parish | $84,900 | $97,635 | $554,850 |
| East Feliciana Parish | $94,500 | $108,675 | $554,850 |
| Evangeline Parish | $84,900 | $97,635 | $554,850 |
| Franklin Parish | $84,900 | $97,635 | $554,850 |
| Grant Parish | $84,900 | $97,635 | $554,850 |
| Iberia Parish | $84,900 | $97,635 | $554,850 |
| Iberville Parish | $84,900 | $97,635 | $554,850 |
| Jackson Parish | $84,900 | $97,635 | $554,850 |
| Jefferson Parish | $88,600 | $101,890 | $554,850 |
| Jefferson Davis Parish | $84,900 | $97,635 | $554,850 |
| Lafayette Parish | $90,300 | $103,845 | $554,850 |
| Lafourche Parish | $86,600 | $99,590 | $554,850 |
| La Salle Parish | $90,600 | $104,190 | $554,850 |
| Lincoln Parish | $84,900 | $97,635 | $554,850 |
| Livingston Parish | $94,500 | $108,675 | $554,850 |
| Madison Parish | $84,900 | $97,635 | $554,850 |
| Morehouse Parish | $84,900 | $97,635 | $554,850 |
| Natchitoches Parish | $84,900 | $97,635 | $554,850 |
| Orleans Parish | $88,600 | $101,890 | $554,850 |
| Ouachita Parish | $84,900 | $97,635 | $554,850 |
| Plaquemines Parish | $88,600 | $101,890 | $554,850 |
| Pointe Coupee Parish | $94,500 | $108,675 | $554,850 |
| Rapides Parish | $84,900 | $97,635 | $554,850 |
| Red River Parish | $84,900 | $97,635 | $554,850 |
| Richland Parish | $84,900 | $97,635 | $554,850 |
| Sabine Parish | $84,900 | $97,635 | $554,850 |
| St. Bernard Parish | $88,600 | $101,890 | $554,850 |
| St. Charles Parish | $88,600 | $101,890 | $554,850 |
| St. Helena Parish | $94,500 | $108,675 | $554,850 |
| St. James Parish | $94,000 | $108,100 | $554,850 |
| St. John the Baptist Parish | $88,600 | $101,890 | $554,850 |
| St. Landry Parish | $84,900 | $97,635 | $554,850 |
| St. Martin Parish | $90,300 | $103,845 | $554,850 |
| St. Mary Parish | $84,900 | $97,635 | $554,850 |
| St. Tammany Parish | $107,700 | $123,855 | $554,850 |
| Tangipahoa Parish | $84,900 | $97,635 | $554,850 |
| Tensas Parish | $84,900 | $97,635 | $554,850 |
| Terrebonne Parish | $86,600 | $99,590 | $554,850 |
| Union Parish | $84,900 | $97,635 | $554,850 |
| Vermilion Parish | $84,900 | $97,635 | $554,850 |
| Vernon Parish | $84,900 | $97,635 | $554,850 |
| Washington Parish | $84,900 | $97,635 | $554,850 |
| Webster Parish | $84,900 | $97,635 | $554,850 |
| West Baton Rouge Parish | $94,500 | $108,675 | $554,850 |
| West Carroll Parish | $84,900 | $97,635 | $554,850 |
| West Feliciana Parish | $94,500 | $108,675 | $554,850 |
| Winn Parish | $84,900 | $97,635 | $554,850 |
From HomeStart Assist Income Limits - Government Loans (LHC Exhibit N1) and HomeStart Assist Purchase Price Limits, in effect May 4, 2026 (income table republished 09-28-26). The table shows non-targeted-area limits; targeted-area limits are higher (for example $101,880 / $118,860 in most parishes and a $678,150 price limit). These are HomeStart Assist limits. HomeStart Advantage uses a flat $125,000 income cap and the FHA loan limit instead.. These figures get updated from time to time, so your lender will confirm the ones that apply when you apply.
